A full–time accountant or an online Azma platform?
Keeping an employee in an office costs a business from 10,000,000 soums per month, including taxes and licenses. We analyze the hidden staff costs and compare them with a digital platform that assumes 100% responsibility for fines.
What do you pay for when hiring a person in an office?
The "on–hand" payment is only 60% of the company's actual expenses per employee.
Payroll taxes
For every 7,500,000 soums of salary, you pay 12% personal income tax and 12% social tax.
Workplace
purchase of a computer, printer, Internet connection, and office space rental.
soft
Annual payment for a 1C license, access to databases and EDI operators (Didox).
human factor
Payment for sick leave and 21 days of vacation during which work is idle.
Comparison of work formats
Comparison of technical capabilities and service conditions as of 06/16/2026. The data is obtained from public open sources.
| Criterion | In-House Accountant | Azma Platform |
|---|---|---|
| Monthly Expenses | From 10,000,000 UZS (salary + payroll taxes) | 825,000 UZS — fixed "Business" rate |
| Liability for State Tax Committee Fines | The company pays the fine (the employee only risks their salary) | Azma Finance pays the fine (guaranteed by contract) |
| Availability | Works from 9:00 to 18:00, takes vacations and sick leave | Platform is available 24/7 with no days off |
| Technology | Requires purchasing 1C software licenses and setting up a server | Built-in native integration with Didox and local banks |
Setting up accounting for the specifics of the business
Traditional outsourcing keeps you waiting for answers. Digital accounting shows the status of tasks in real time.
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Sole proprietors and sellers of Uzum
Automatic calculation of 4% or 1% turnover tax, refund processing and uploading reports for marketplaces. -
Agencies and services
A solution for marketing agencies and B2B. Recognition of acts in Didox in 2 seconds and automatic control of accounts receivable. -
IT Park Residents
Preparation of specific reports to maintain 0% benefits. Automation of foreign economic activity and service export contracts.
- 0 sumhidden surcharges for basic responses to tax letters
- 10 minutsIt takes you to transfer your database from your previous accountant
- 24/7access to report status and taxes from a mobile phone
"We are a marketing agency, and every month the collection of closing documents turned into chaos. We were waiting for a courier, and we sent the papers. Now we have switched to a digital platform – all acts from Didox are automatically pulled into the database. Plus, I can see the tax status right from my phone."
100% online
the format of work without trips to offices and waiting for couriers
From 425 thousand soums
transparent fixed price for the Start tariff
Guarantee
we pay a fine to the GNC if the platform makes a mistake.
Integration
Didox, E-imzo and bank statements in one window
How to transfer the database from the previous accountant
If you decide to change the format, the technical migration process will take place without data loss.
Registration on the platform
Create an account on app.azma.uz . It will take a couple of minutes.
Call a specialist
Our specialist will contact you to coordinate the process of unloading the historical database.
Synchronization
Our expert will import your database into the system in 1 business day. Then all reports are generated automatically.
Tools that save your time
We have removed the manual processes and automated the routine. You are in sales, Azma is in numbers.
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Taxes on autopilot
The system itself calculates the turnover tax, personal income tax and social tax. 0% error rate. -
Verification of counterparties
Enter the INN and find out the risks. Data from state registers. -
EDO without chaos
Invoices and acts signed by E-imzo.
What are we doing
From sole proprietorship registration to full automation, everything you need for a successful start
Start a business
We help students take the first step in entrepreneurship. With us, you can register an individual entrepreneur in just 15 minutes online and without visiting the tax office. We will take care of obtaining EDS and opening accounts so that you can start working immediately.
Switch to Azma
If you already have a sole proprietor, but you are tired of paperwork and complex reports, switch to Azma. We will automate all accounting, help you save on the services of a full-time accountant and give you full control over finances in a convenient application.
What are we doing
Flexible accounting solutions for every stage of your business
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For individual entrepreneurs who want to forget about accounting and get their days off back.
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For business owners who know their needs and value quality service.
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For companies wishing to expand their business in Uzbekistan
WHY CHOOSE US
From the start to the first legal income, we will simplify every step.
A team that speaks your language
We know that starting a business can be difficult. Therefore, our support team is not just consultants, but mentors who are ready to answer any question in the chat. We will help you deal with taxes and documents so that you feel confident from the very start.
A smart service that saves you money and time.
Our online service is your personal accountant in your pocket. Register an individual entrepreneur in 15 minutes, track income, pay taxes on autopilot and receive reports directly in Telegram. Azma is your first accountant who does not worry about trifles.
reviews
What do our customers think about the Azma service?
"I came into the business unexpectedly, I opened an individual entrepreneur just three months ago, and Azma Finance has been with me all this time."
Founder of the Kremm confectionery school and bakery
Founder of the Kremm confectionery school and bakery
"Azma Finance has become a real support for me — it has helped me to understand accounting and simplified all financial processes."
Founder of LALUNA confectionery
Founder of LALUNA confectionery
"We have already been cooperating for two years, and all the companies have been transferred to the management of Azma Finance."
Entrepreneur, owner of a crushing plant, reseller at Uzum and founder of a training center
Entrepreneur, owner of a crushing plant, reseller at Uzum and founder of a training center
Appreciate the convenience of digital accounting
No couriers or lost documents. Register right now and see what accounting looks like without a routine.
Frequently Asked Questions
Taking into account taxes (personal income tax 12% and social tax 12%), the organization of a workplace and the purchase of 1C licenses, the maintenance of a full-time accountant costs a business an average of 10 000 000 soums per month.
By law, a full-time employee only risks his salary. Tax penalties are always paid by the company. Unlike an employee, the Azma Finance platform officially assumes 100% financial responsibility for its mistakes under the contract.
You just need to take the 1C database upload from the employee for the last quarter and register on app.azma.uz . Transferring the database and setting up all integrations will take 1 business day without stopping the processes.
There is no need to go anywhere. You are registering in the system on the website app.azma.uz , and the entire setup process takes place remotely.
Модули сервиса
- Расчёт налогов и отчетов
- Отчётность по налогу с оборота
- Ведение бухгалтерии
- Финансовый директор по подписке
- Управление банковским счетом
- Работа с документами
- Ведение электронного документооборота
- Работа с кадровым учетом
- Сдача отчетности в IT Park
- Открыть ИП
- Открыть ООО
- Открыть ЧП (частное предприятие)
- Открыть СП (семейное предприятие)
Azma
Экосистема для бизнеса
Оставьте заявку на видеообзор продукта Azma Finance в прямом эфире
Присоединяйтесь к нам, чтобы посмотреть обзор Azma в прямом эфире
Нажимая, вы соглашаетесь с нашей политикой конфиденциальности.
Присоединяйтесь к нам
Чтобы посмотреть обзор Azma в прямом эфире. Оставьте заявку на видеообзор продукта Azma Finance в прямом эфире
Нажимая, вы соглашаетесь с нашей политикой конфиденциальности.
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